Rewards are funded with UGLYCASH’s own resources. Annual Percentage Yield (APY) is accurate as of 02/7/2025. APY is determined by UGLYCASH and may change at any time. Users funds are not invested and are fully reserved 100% all the time.

The acronym "USD" and the "$" symbol are used and displayed on various screens of this application as a reference to represent the value of a virtual asset called eUSD, not an actual balance in U.S. dollars, even when not explicitly stated. What you hold and use in this application is eUSD, a cryptocurrency that tracks the value of the U.S. dollar but is not an actual U.S. dollar. Balances are held in our Digital Dollar Custody system, backed by eUSD under our custody. All transactions occur within our ledger to optimize time and costs. This allows us to offer our members free transactions both within and outside their countries.

UGLYCASH is a financial services platform, not a bank.

**Services and features described may vary for users in different countries and/or regions.